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Current Rates
Certificates of Deposit
Effective Date: July 15, 2010
| Account Name |
Minimum Balance |
Interest Rate |
APY |
| 3 month CD |
$1,000 |
.25% |
.25% |
| 6 Month CD |
$1,000 |
.50% |
.50% |
| 1 Year CD |
$1,000 |
1.00% |
1.00% |
| 18 Month CD |
$1,000 |
1.14% |
1.15% |
| 2 Year CD |
$1,000 |
1.59% |
1.60% |
| 30 Month CD |
$1,000 |
1.59% |
1.60% |
| 3 Year CD |
$1,000 |
1.74% |
1.75% |
| 4 Year CD |
$1,000 |
1.97% |
1.99% |
| 5 Year CD |
$1,000 |
2.37% |
2.40% |
Money Market Accounts
Effective Date: July 15, 2010
| Type |
Balance Balance |
Interest Rate |
APY |
| Personal Money Market |
$00.00 to $1,999.99 |
.00% |
.00% |
| Personal Money Market |
$2,000 to $24,999.99 |
.20% |
.20% |
| Personal Money Market |
$25,000 to $99,999.99 |
.25% |
.25% |
| Personal Money Market |
$100,000 and above |
.30% |
.30% |
| Commercial Money Market |
$00.00 to $1,999.99 |
.00% |
.00% |
| Commercial Money Market |
$2,000 to $24,999.99 |
.20% |
.20% |
| Commercial Money Market |
$25,000 to $99,999.99 |
.25% |
.25% |
| Commercial Money Market |
$100,000 and above |
.30% |
.30% |
Savings Accounts
Effective Date: July 15, 2010
| Type |
Balance Balance |
Interest Rate |
APY |
| Statement Savings |
$0.00 to $49.99 |
.00% |
.00% |
| Statement Savings |
$50 and above |
.10% |
.10% |
Checking Accounts
Effective Date: July 15, 2010
| Type |
Minimum Balance |
Interest Rate |
APY |
| NOW Checking |
$00.00 to 249.99 |
.00% |
.00% |
| NOW Checking |
$250 to $9,999.99 |
.10% |
.10% |
| NOW Checking |
$10,000 to $49,999.99 |
.10% |
.10% |
| NOW Checking |
$50,000 to $74,999.99 |
.10% |
.10% |
| NOW Checking |
$75,000 and above |
.10% |
.10% |
| Regular Checking |
N/A |
N/A |
N/A |
Member FDIC: Deposits are federally insured up to $250,000 at this time. Non-Interest bearing accounts are currently fully insured. Interest rates and APYs (Annual Percentage Yields) may change after the account is opened. Rates are subject to change at any time. Fees could reduce earnings on an account. Early withdrawal penalties apply for Certificates of Deposit.
For further information see an Independence Federal Savings Bank Representative.
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