Home Equity & Check Reserve

Home Equity Line of Credit

Unlock the potential of your equity with the Achieve Independence Home Equity Line Of Credit. Get money when you need it at competitive rates. For all of your ongoing borrowing needs, you can't beat our Home Equity Line. You can draw on your Line of Credit for those big expenses like Tuition, Home Repairs, that New Kitchen, Hospital or Nursing Home Bills and then make your payments on the amount you've drawn from your Credit Line. You can pay the line down or off entirely and then reuse it as you see fit.
It's that simple!

Stop by or call our office for details.

Home Equity Loans

A No Hassle Application. Fast and Thoughtful Credit Approval. One Fixed Monthly Payment. No maintenance, transaction or application fees.
With our Home Equity Loans you can get your funds in a single check or by an Electronic Transfer to any account you designate. If you make your payments with automatic debits from your IFSB checking account you get .25% off our everyday low rates!

Stop by or call our office for details.

Check Reserve

Check Reserve is a personal, flexible unsecured Line Of Credit that you access with a check, debit card or ACH transaction. You make the transaction for more than the balance in your IFSB checking account, and then we transfer the money from your Check Reserve to cover it.
Your monthly statement shows you your activity, the balance, your available credit and the minimum payment due.
You may pay the line down, or off completely at any time and then reuse it as you wish. It's there when you need it.

Stop by or call our office for details.