Home      |     Privacy Disclosure      |      Privacy & Security      |     Contact Us
Independence Federal Savings Bank Banking MAde Easier
   
President's Message
Directors & Officers
Annual Reports
Locations
Internet Security
What's New
Lending Products
Mortgage Loans
Student Loans
Home Equity
Business Banking
Deposit Products
Online Banking Info
Certificates of Deposit
Current Rates
Investor Relations
Careers

Deposit Products

Personal Deposit Banking Services

  • Economy Checking: 
    Free ATM Withdrawals at IFSB Locations
    Free Visa Check Debit Card Retail Purchases
    Free Telephone Banking
    Free Online Banking
    Free Online Bill-Pay
    Unlimited Check Writing -- No "Per-Check" Fees
    No Monthly Maintenance Fee with Minimum Daily Balance of $250
    Overdraft Protection Available
    Images of Checks Paid Included with Monthly Statement
    $50 Minimum Deposit Required to Open This Account

  • New Independence Checking: 
    Minimum opening balance is $25
    Monthly maintenance fee is $8
    Duplicate checks issued with this account to help funds to be easily managed
    Unlimited Check Writing -- No "Per-Check" Fees
    Images of Checks Paid Included with Monthly Statement
    Free Online Banking
    Free Online Bill-Pay
    Free Telephone Banking
    IFSB uses ChexSystems Background Verification, but New Independence Checking may give you a second chance


  • Now Interest Checking: 
    Interest-Bearing Account
    Free Visa Check Debit Withdrawals at IFSB Locations
    Free Unlimited Visa Check Debit Card Retail Purchases
    Free Telephone Banking
    Free Online Banking
    Free Online Bill Pay
    No Monthly Maintenance Fee with Minimum Daily Balance of $1,000
    Overdraft Protection Available
    Images of Checks Paid Included with Monthly Statement
    $1000 Minimum Deposit Required to Open This Account

  • Money Market Transaction Account: 
    Interest-Bearing Account with rates tiered at $2,500, $10,000, $25,000, $50,000 and $100,000 - the more you keep on deposit, the higher your interest rate!
    Up to six payments to third parties per month
    Free ATM Withdrawals at IFSB Locations
    Free ATM Card Retail Purchases
    Free Telephone Banking
    Free Online Banking
    No Monthly Maintenance Fee with Minimum Daily Balance of $2,500
    Images of Checks Paid Included with Monthly Statement
    $1,000 Minimum Deposit Required to Open This Account

  • Statement Savings 
    Unlimited ATM Withdrawals at IFSB Locations
    Free Telephone Banking
    No Monthly Maintenance Fee with Minimum Daily Balance of $300
    Interest Paid Monthly
    No Minimum Balance Required to earn interest
    $50 Minimum Deposit Required to Open This Account
    Free Online Banking
  

FDCI