Current Rates

Checking and Savings Accounts
Effective Date: May 1, 2008

Account Name	Minimum Balance	Interest Rate	APY
Chextra Checking	$1,000	.15%	.15%
Money Market	$2,500	0.75%	0.75%
Money Market	$10,000	0.85%	0.85%
Money Market	$25,000	0.85%	0.85%
Money Market	$50,000	0.90%	0.90%
Money Market	$100,000	0.95%	0.95%
Statement Savings	$100	.25%	.25%

Certificates of Deposit
Effective Date: April 09, 2009

Account Name	Minimum Deposit	Interest Rate	APY
6 Month CD	$1,000	1.00%	1.00%
1 Year CD	$1,000	1.24%	1.25%
18 Month	$1,000	1.49%	1.50%
2 Year CD	$1,000	1.74%	1.75%
30 Month CD	$1,000	1.74%	1.75%
3 Year CD	$1,000	1.98%	2.00%
4 Year CD	$1,000	2.18%	2.20%
5 Year CD	$1,000	2.77%	2.80%

-Fees may reduce the earnings on accounts.

-APY means Annual Percentage Yield.

-Rates subject to change without notice.

-Substantial penalty for early withdrawal on Certificates of Deposit.

-Checking and Savings rates may change after the account is opened.